What is the average price of a Horseshoe Bay waterfront home?

The current average list price is approximately $4.5M, with active inventory ranging from $530K for entry-level waterfront to nearly $13M for estate-tier properties. Average price per square foot is roughly $862. Pricing is heavily driven by subdivision, water frontage, dock condition, and resort or club membership status.

Which Horseshoe Bay neighborhoods have waterfront homes?

Applehead Island, Lighthouse Drive, Bay Country, The Waters at Horseshoe Bay, The Peninsula, Matern Island, and Beaver Island are the most active. Applehead Island holds the tightest and highest-priced inventory.

Does a Horseshoe Bay waterfront home come with resort club membership?

Sometimes, but not always. Some homes include a transferable Horseshoe Bay Resort Club membership; others require the buyer to apply separately. Summit Rock and Escondido have their own separate club memberships. Always confirm membership status and transfer terms in writing before closing.

Can I rent a Horseshoe Bay waterfront home short-term?

It depends entirely on the subdivision. Applehead Island and Escondido tend to restrict rentals heavily. Some Bay Country streets permit them. The Waters condo tower has its own HOA policy. There is no single citywide rule, so verify the specific subdivision's rules in writing before buying with rental income in mind.

What is the difference between main-body and canal waterfront in Horseshoe Bay?

Main-body waterfront sits on the open lake with sweeping views and wake-boat traffic. Canal waterfront sits on engineered channels (most notably in Applehead Island) with protected, deep water at the dock and quieter conditions. Pricing is comparable; the right choice depends on how you will use the home.

Do all Horseshoe Bay waterfront homes have docks?

Most do, but not all. Some shoreline-only properties exist without permitted dock structures, and dock conditions and permit status vary significantly. The LCRA permit needs to be verified during the option period, and the dock itself should be inspected by a marine contractor rather than a general home inspector.

Is flood insurance required on Horseshoe Bay waterfront homes?

It depends on the FEMA flood zone. Homes in the mapped floodplain require flood insurance if financed, and lenders sometimes require it outside the mapped zone as well. Get a quote before going under contract.

What property taxes apply to Horseshoe Bay waterfront homes?

Tax rates depend on whether the property is in the Llano County or Burnet County portion of Horseshoe Bay. Budget approximately 1.8 to 2.3 percent of assessed value annually, with the exact rate varying by jurisdiction.

How long do Horseshoe Bay waterfront homes stay on the market?

It depends on tier and season. Sub-$1.5M homes in desirable subdivisions often sell in under 90 days. Estate-tier homes over $5M can sit 6 to 18 months. Spring and early summer move fastest.

Can I tear down and rebuild on a Horseshoe Bay waterfront lot?

Yes, but every subdivision has architectural review requirements, and city, county, and LCRA shoreline rules also apply. Teardowns are common in established neighborhoods. Run a feasibility review before buying with rebuild plans, especially in gated communities with stricter architectural standards.

Horseshoe Bay, TX Waterfront Homes for Sale

$2,995,000

↓ $155,000

51 Applehead Island, Horseshoe Bay

4 Beds 4.5 Baths 4,285 SqFt Residential MLS® # 174168

Kay Lowe Kay A. Lowe, Broker

$2,775,000

113 Wennmohs Place, Horseshoe Bay

4 Beds 4 Baths 3,218 SqFt Residential MLS® # 179248

Chad Thibodeaux RE/MAX HORSESHOE BAY RESORT SA

$2,775,000

5100 W Fm 2147, Horseshoe Bay

3 Beds 3 Baths 3,241 SqFt Residential MLS® # 177984

Grady Burris Mungia Real Estate

$2,695,000

114 Captains Cove, Horseshoe Bay

4 Beds 5 Baths 3,408 SqFt Residential MLS® # 178061

Chad Thibodeaux RE/MAX HORSESHOE BAY RESORT SA

$2,695,000

221 Dominion, Horseshoe Bay

4 Beds 4.5 Baths 3,675 SqFt Residential MLS® # 171805

Patricia Gillean Horseshoe Bay ONE Realty

$2,595,000

↓ $200,000

101 Cross Bow, Horseshoe Bay

4 Beds 5 Baths 5,911 SqFt Residential MLS® # 176644

Macon Dunham Macon Dunham Real Estate

$2,300,000

909 Red Sails Dr, Horseshoe Bay

3 Beds 3 Baths 2,489 SqFt Residential MLS® # 177934

Jason Coleman Coleman Team Realty, LLC

$2,299,000

↓ $100,000

3012 Driftwood Lane, Horseshoe Bay

4 Beds 3.5 Baths 3,158 SqFt Residential MLS® # 176731

Vicki Potts JBGoodwin REALTORS WL

$1,999,990

↓ $150,010

510 Lucy Ln., Horseshoe Bay

4 Beds 4.5 Baths 3,990 SqFt Residential MLS® # 174201

Sarah Childers Horseshoe Bay Home Team

$1,899,000

819 Broken Arrow, Horseshoe Bay

4 Beds 4.5 Baths 3,521 SqFt Residential MLS® # 177101

Edward Burget Horseshoe Bay ONE Realty

$1,300,000

↓ $200,000

101 Third Sid, Horseshoe Bay

4 Beds 3.5 Baths 2,442 SqFt Residential MLS® # 178695

Heather Bangs eXp Realty, LLC

$999,000

710 Sandy Harbor Drive, Horseshoe Bay

3 Beds 2 Baths 2,210 SqFt Residential MLS® # 177231

Caitlin Raven Horseshoe Bay ONE Realty

Horseshoe Bay, TX Waterfront Homes for Sale

Search Horseshoe Bay Waterfront Homes for Sale

$2,995,000

51 Applehead Island, Horseshoe Bay

$2,775,000

113 Wennmohs Place, Horseshoe Bay

$2,775,000

5100 W Fm 2147, Horseshoe Bay

$2,695,000

114 Captains Cove, Horseshoe Bay

$2,695,000

221 Dominion, Horseshoe Bay

$2,595,000

101 Cross Bow, Horseshoe Bay

$2,300,000

909 Red Sails Dr, Horseshoe Bay

$2,299,000

3012 Driftwood Lane, Horseshoe Bay

$1,999,990

510 Lucy Ln., Horseshoe Bay

$1,899,000

819 Broken Arrow, Horseshoe Bay

$1,300,000

101 Third Sid, Horseshoe Bay

$999,000

710 Sandy Harbor Drive, Horseshoe Bay