What is the average price of a Horseshoe Bay waterfront home?

The current average list price is approximately $4.5M, with active inventory ranging from $530K for entry-level waterfront to nearly $13M for estate-tier properties. Average price per square foot is roughly $862. Pricing is heavily driven by subdivision, water frontage, dock condition, and resort or club membership status.

Which Horseshoe Bay neighborhoods have waterfront homes?

Applehead Island, Lighthouse Drive, Bay Country, The Waters at Horseshoe Bay, The Peninsula, Matern Island, and Beaver Island are the most active. Applehead Island holds the tightest and highest-priced inventory.

Does a Horseshoe Bay waterfront home come with resort club membership?

Sometimes, but not always. Some homes include a transferable Horseshoe Bay Resort Club membership; others require the buyer to apply separately. Summit Rock and Escondido have their own separate club memberships. Always confirm membership status and transfer terms in writing before closing.

Can I rent a Horseshoe Bay waterfront home short-term?

It depends entirely on the subdivision. Applehead Island and Escondido tend to restrict rentals heavily. Some Bay Country streets permit them. The Waters condo tower has its own HOA policy. There is no single citywide rule, so verify the specific subdivision's rules in writing before buying with rental income in mind.

What is the difference between main-body and canal waterfront in Horseshoe Bay?

Main-body waterfront sits on the open lake with sweeping views and wake-boat traffic. Canal waterfront sits on engineered channels (most notably in Applehead Island) with protected, deep water at the dock and quieter conditions. Pricing is comparable; the right choice depends on how you will use the home.

Do all Horseshoe Bay waterfront homes have docks?

Most do, but not all. Some shoreline-only properties exist without permitted dock structures, and dock conditions and permit status vary significantly. The LCRA permit needs to be verified during the option period, and the dock itself should be inspected by a marine contractor rather than a general home inspector.

Is flood insurance required on Horseshoe Bay waterfront homes?

It depends on the FEMA flood zone. Homes in the mapped floodplain require flood insurance if financed, and lenders sometimes require it outside the mapped zone as well. Get a quote before going under contract.

What property taxes apply to Horseshoe Bay waterfront homes?

Tax rates depend on whether the property is in the Llano County or Burnet County portion of Horseshoe Bay. Budget approximately 1.8 to 2.3 percent of assessed value annually, with the exact rate varying by jurisdiction.

How long do Horseshoe Bay waterfront homes stay on the market?

It depends on tier and season. Sub-$1.5M homes in desirable subdivisions often sell in under 90 days. Estate-tier homes over $5M can sit 6 to 18 months. Spring and early summer move fastest.

Can I tear down and rebuild on a Horseshoe Bay waterfront lot?

Yes, but every subdivision has architectural review requirements, and city, county, and LCRA shoreline rules also apply. Teardowns are common in established neighborhoods. Run a feasibility review before buying with rebuild plans, especially in gated communities with stricter architectural standards.

Horseshoe Bay, TX Waterfront Homes for Sale

$5,750,000

115 Nimrod, Horseshoe Bay

4 Beds 5 Baths 5,406 SqFt Residential MLS® # 177840

Binkan Cinaroglu Kuper Sotheby's Int'l Realty

$5,500,000

240 La Serena Loop, Horseshoe Bay

5 Beds 5.5 Baths 5,375 SqFt Residential MLS® # 176584

Tammie Bennett Kuper Sotheby's Int'l Realty

$5,295,000

↓ $200,000

84 Applehead Island Dr., Horseshoe Bay

8 Beds 8.5 Baths 7,635 SqFt Residential MLS® # 178188

Shirl Thornton RE/MAX HORSESHOE BAY RESORT SA

$5,150,000

↓ $495,000

402 Lighthouse Drive, Horseshoe Bay

4 Beds 5 Baths 6,737 SqFt Residential MLS® # 177059

Kody Hall Moreland Properties

$4,875,000

↓ $575,000

101 Matern Court, Horseshoe Bay

7 Beds 7 Baths 5,656 SqFt Residential MLS® # 178273

Tammie Bennett Kuper Sotheby's Int'l Realty

$4,500,000

106 Bunny Run, Horseshoe Bay

5 Beds 7 Baths 5,824 SqFt Residential MLS® # 176126

Tammie Bennett Kuper Sotheby's Int'l Realty

110 Applehead Island Drive, Horseshoe Bay

$4,150,000

↓ $200,000

110 Applehead Island Drive, Horseshoe Bay

5 Beds 6 Baths 4,490 SqFt Residential MLS® # 176760

Ginny Jackson New Leaf Real Estate

$3,900,000

127 Applehead Island, Horseshoe Bay

5 Beds 5.5 Baths 5,072 SqFt Residential MLS® # 178282

Kirby Myers Myers Realty Company,LLC

$3,750,000

↓ $200,000

901 Sun Ray, Horseshoe Bay

5 Beds 5.5 Baths 4,348 SqFt Residential MLS® # 175731

Kale Stephens Horseshoe Bay Living 2, LLC

$3,495,000

↓ $100,000

2807 Fault Line Dr, Horseshoe Bay

4 Beds 4 Baths 3,966 SqFt Residential MLS® # 177541

Leslea Roberts - Hasbany HSB Real Estate, LLC

$3,400,000

1303 The Cape, Horseshoe Bay

3 Beds 3.5 Baths 4,340 SqFt Residential MLS® # 178819

Patricia Gillean Horseshoe Bay ONE Realty

$3,400,000

↓ $100,000

98 Wennmohs Place, Horseshoe Bay

4 Beds 4.5 Baths 4,497 SqFt Residential MLS® # 173400

Jan Busse LPT Realty, LLC

Horseshoe Bay, TX Waterfront Homes for Sale

Search Horseshoe Bay Waterfront Homes for Sale

$5,750,000

115 Nimrod, Horseshoe Bay

$5,500,000

240 La Serena Loop, Horseshoe Bay

$5,295,000

84 Applehead Island Dr., Horseshoe Bay

$5,150,000

402 Lighthouse Drive, Horseshoe Bay

$4,875,000

101 Matern Court, Horseshoe Bay

$4,500,000

106 Bunny Run, Horseshoe Bay

$4,150,000

110 Applehead Island Drive, Horseshoe Bay

$3,900,000

127 Applehead Island, Horseshoe Bay

$3,750,000

901 Sun Ray, Horseshoe Bay

$3,495,000

2807 Fault Line Dr, Horseshoe Bay

$3,400,000

1303 The Cape, Horseshoe Bay

$3,400,000

98 Wennmohs Place, Horseshoe Bay