What is the average price of a Horseshoe Bay waterfront home?

The current average list price is approximately $4.5M, with active inventory ranging from $530K for entry-level waterfront to nearly $13M for estate-tier properties. Average price per square foot is roughly $862. Pricing is heavily driven by subdivision, water frontage, dock condition, and resort or club membership status.

Which Horseshoe Bay neighborhoods have waterfront homes?

Applehead Island, Lighthouse Drive, Bay Country, The Waters at Horseshoe Bay, The Peninsula, Matern Island, and Beaver Island are the most active. Applehead Island holds the tightest and highest-priced inventory.

Does a Horseshoe Bay waterfront home come with resort club membership?

Sometimes, but not always. Some homes include a transferable Horseshoe Bay Resort Club membership; others require the buyer to apply separately. Summit Rock and Escondido have their own separate club memberships. Always confirm membership status and transfer terms in writing before closing.

Can I rent a Horseshoe Bay waterfront home short-term?

It depends entirely on the subdivision. Applehead Island and Escondido tend to restrict rentals heavily. Some Bay Country streets permit them. The Waters condo tower has its own HOA policy. There is no single citywide rule, so verify the specific subdivision's rules in writing before buying with rental income in mind.

What is the difference between main-body and canal waterfront in Horseshoe Bay?

Main-body waterfront sits on the open lake with sweeping views and wake-boat traffic. Canal waterfront sits on engineered channels (most notably in Applehead Island) with protected, deep water at the dock and quieter conditions. Pricing is comparable; the right choice depends on how you will use the home.

Do all Horseshoe Bay waterfront homes have docks?

Most do, but not all. Some shoreline-only properties exist without permitted dock structures, and dock conditions and permit status vary significantly. The LCRA permit needs to be verified during the option period, and the dock itself should be inspected by a marine contractor rather than a general home inspector.

Is flood insurance required on Horseshoe Bay waterfront homes?

It depends on the FEMA flood zone. Homes in the mapped floodplain require flood insurance if financed, and lenders sometimes require it outside the mapped zone as well. Get a quote before going under contract.

What property taxes apply to Horseshoe Bay waterfront homes?

Tax rates depend on whether the property is in the Llano County or Burnet County portion of Horseshoe Bay. Budget approximately 1.8 to 2.3 percent of assessed value annually, with the exact rate varying by jurisdiction.

How long do Horseshoe Bay waterfront homes stay on the market?

It depends on tier and season. Sub-$1.5M homes in desirable subdivisions often sell in under 90 days. Estate-tier homes over $5M can sit 6 to 18 months. Spring and early summer move fastest.

Can I tear down and rebuild on a Horseshoe Bay waterfront lot?

Yes, but every subdivision has architectural review requirements, and city, county, and LCRA shoreline rules also apply. Teardowns are common in established neighborhoods. Run a feasibility review before buying with rebuild plans, especially in gated communities with stricter architectural standards.

Horseshoe Bay, TX Waterfront Homes for Sale | Chad Thibodeaux, Over $1,000,000

Featured

$2,695,000

114 Captains Cove, Horseshoe Bay

4 Beds 5 Baths 3,408 SqFt Residential MLS® # 178061

Chad Thibodeaux RE/MAX HORSESHOE BAY RESORT SA

$12,995,000

115 Estate Drive, Horseshoe Bay

9 Beds 10.5 Baths 9,374 SqFt Residential MLS® # 175593

Binkan Cinaroglu Kuper Sotheby's Int'l Realty

$9,500,000

↓ $500,000

112 Applehead Island, Horseshoe Bay

5 Beds 9 Baths 7,152 SqFt Residential MLS® # 174514

Kay Lowe Kay A. Lowe, Broker

$8,500,000

↓ $1,395,000

113 La Posada, Horseshoe Bay

6 Beds 8.5 Baths 8,735 SqFt Residential MLS® # 173023

Patrice Emrie Horizon Realty

$8,500,000

104 La Posada, Horseshoe Bay

6 Beds 7 Baths 7,798 SqFt Residential MLS® # 171209

Kirby Myers Myers Realty Company,LLC

New

$7,500,000

415 Lighthouse Drive, Horseshoe Bay

5 Beds 5.5 Baths 5,581 SqFt Residential MLS® # 178743

Edward Burget Horseshoe Bay ONE Realty

$6,900,000

113 Estate Drive, Horseshoe Bay

6 Beds 6 Baths 5,850 SqFt Residential MLS® # 178309

Teri Vestal Pine & Beckett, Realtors

$6,900,000

↓ $750,000

116 Wennmohs Place, Horseshoe Bay

7 Beds 8.5 Baths 8,936 SqFt Residential MLS® # 176708

Jeramy Mcmahon Horseshoe Bay Resort Realty

$6,495,000

120 Applehead Island Dr., Horseshoe Bay

5 Beds 6 Baths 6,334 SqFt Residential MLS® # 177263

Shirl Thornton RE/MAX HORSESHOE BAY RESORT SA

$5,995,000

252 La Serena Loop, Horseshoe Bay

5 Beds 6 Baths 8,034 SqFt Residential MLS® # 177808

Shirl Thornton RE/MAX HORSESHOE BAY RESORT SA

$5,750,000

115 Nimrod, Horseshoe Bay

4 Beds 5 Baths 5,406 SqFt Residential MLS® # 177840

Binkan Cinaroglu Kuper Sotheby's Int'l Realty

$5,645,000

402 Lighthouse Drive, Horseshoe Bay

4 Beds 5 Baths 6,737 SqFt Residential MLS® # 177059

Kody Hall AustinRealEstate.com

Horseshoe Bay, TX Waterfront Homes for Sale

Search Horseshoe Bay Waterfront Homes for Sale, Over $1,000,000

$2,695,000

114 Captains Cove, Horseshoe Bay

$12,995,000

115 Estate Drive, Horseshoe Bay

$9,500,000

112 Applehead Island, Horseshoe Bay

$8,500,000

113 La Posada, Horseshoe Bay

$8,500,000

104 La Posada, Horseshoe Bay

$7,500,000

415 Lighthouse Drive, Horseshoe Bay

$6,900,000

113 Estate Drive, Horseshoe Bay

$6,900,000

116 Wennmohs Place, Horseshoe Bay

$6,495,000

120 Applehead Island Dr., Horseshoe Bay

$5,995,000

252 La Serena Loop, Horseshoe Bay

$5,750,000

115 Nimrod, Horseshoe Bay

$5,645,000

402 Lighthouse Drive, Horseshoe Bay