Marble Falls, Horseshoe Bay and Lake LBJ real estate and homes for sale in Texas, Resort properties and Waterfront properties - Chad Thibodeaux, REALTOR® Chad Thibodeaux REALTOR(r) for Marble Falls, Horseshoe Bay and Lake LBJ, Texas real estate, Resort properties and Waterfront properties - NUMBER1EXPERT™ Chad Thibodeaux NUMBER1EXPERT(tm) for Marble Falls, Horseshoe Bay and Lake LBJ, Texas real estate, Resort properties and Waterfront properties

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Chad Thibodeaux, REALTOR®, real estate agent and broker for Marble Falls, Horseshoe Bay and Lake LBJ Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
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What is a "smart home"?

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A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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Chad Thibodeaux, REALTOR®, real estate agent and broker for Marble Falls, Horseshoe Bay and Lake LBJ Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Chad Thibodeaux
RE/MAX Horseshoe Bay Resort Sales Co.

7409 FM 2147
Horseshoe Bay, TX. 78657
Office - Toll Free: 800-486-8727
Office: 830-598-8726
Mobile: 512-755-1606
Fax: 830-598-1915
Email: hsbrealtor@NUMBER1EXPERT.com
Email: chadt@hsbsales.net

Chad Thibodeaux is one of the top-producing Realtors in the Marble Falls and Horseshoe Bay, Texas area. He is committed to helping you accomplish all your real estate goals. Contact Chad today!

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